Critical Illness Insurance

Provides a tax-free lump-sum payment if you are diagnosed with a covered serious illness. This benefit can help ease the financial pressure during a difficult time.

Commonly covered conditions include cancer, heart attack, and stroke. The payment can be used however you choose—from covering medical costs to managing everyday expenses—allowing you to focus on recovery without disrupting your financial stability.

This benefit creates a financial cushion during a major health event, giving you support and peace of mind when you need it most—so you can focus on recovery, not bills.

The payment can be used however you choose, helping to:

• Cover medical expenses not included in provincial health plans
   
• Replace lost income during recovery
   
• Manage everyday household expenses
   
• Provide flexibility to focus on your health rather than financial stress
   

With the right protection in place, you gain the freedom to focus on what matters most—your recovery and your family’s well-being.